Articles

  • How to Create A Budget Plan that Works

    May 4, 2016 Read More...

    Many consumers are aware that having a budget plan is an advantage. Surprisingly, not everyone has one. Others may have tried to follow a budget plan in past but found it to be ineffective. The question is, how can you make it work?  In this article, we present practical tips on how to create a […]

Auto Financing

Bad Credit

  • Bad Credit Personal Loans – 100% Guaranteed Approval

    May 8, 2016 Read More...

    This article has been updated.  Back when it was written in 2009 we had several guaranteed approval lenders.  The economy has changed and most of these lenders are gone now.  There are still bad credit lenders on the market though.  I’ve updated this article to talk about who they are and how to get approved. […]

bankruptcy

  • Got Bad Credit- Should You File for Bankruptcy?

    May 4, 2016 Read More...

    Okay, so you’re facing huge debts from different creditors. The question is, should you file for bankruptcy? Is it the solution to your debt problem? In this article, let’s discuss the points that you should first consider before resorting to bankruptcy.

    Build Credit Articles

    • How to Build Your Personal Emergency Fund

      Do you have a personal emergency fund?  Surprisingly, many consumers do not have an emergency fund to back them up during times of crisis.  And when the recent recession hit, many families were seriously stricken by the unexpected fall of the market. Whether or not you are experiencing difficult situation, you should strive to build […]

    Business Credit Cards

    Comparisons

    • Recommended Business Credit Cards

      Here is a list of business credit cards that are recommended for businessmen and women. Along with this list are the best features of each business credit card. Don’t forget to check out the credit card company’s site for a complete list of terms and conditions. List of Business Credit Cards

      Credit Card Debt Consolidation

      • Pointers on Consolidating Credit Card Debt

        People who are dealing with bad credit debt should consider credit card debt consolidation. If you find yourself stuck in credit card debt as a result of poor management or uncontrolled spending, consolidating may be the answer. Here are some pointers on consolidating credit card debt.

        credit cards

        • How You Can Benefit from Credit Cards for Bad Credit

          Is it true that bad credit totally destroys my credit prospects? This is one popular question that people with bad credit usually ask credit counselors. Why? There is a common belief that only those with good credit ratings can receive credit lines. But is there truth in this belief? We cannot discount the fact that […]

        credit creators

        • Distinguishing Between Debt Consolidation and Debt Settlement

          Americans are still finding ways to deal with the recent economic crisis.  To get out debt, some people seek credit counselling while others turn to debt consolidation and debt settlement.  Is there a difference between consolidating and settling debts?  Let’s discuss the basic facts about debt consolidation and debt settlement.

        Credit Reports

          Debt Consolidation

          • Tips To Get Out of Debt

            There’s no denying that bad debt is one of the most serious dilemma that affects the nation. If you’re one of those people experiencing the same problem, what can you do? How can you get out of debt?

            Equipment Leasing

            • What are the New Rules of Small Business Financing?

              If you plan on getting a start up financing or an equipment lease financing, you should know some of the essentials in getting an approval quickly and easily. Here are the new rules of small business financing that every aspiring business entrepreneur should consider: The importance of your credit history. As before, this rule still […]

              Good Credit

              • Bad Credit: Avoid High Credit Card Fees

                Those who suffer from low credit scores often have lesser choices when it comes to credit cards since the best credit card deals are usually reserved for customers with good credit. Nevertheless, even if you’re only option is a bad credit credit card, you should not put up with unfair rates and fees. This article talks about tips on finding bad credit credit cards with reasonable costs.

              Guaranteed Approval

              • How a Secured Credit Card Can Help Improve Your Low Credit Score

                When stuck with bad credit, one way to improve your credit history is to get a secured credit card. While standard credit cards often require good to excellent credit, a secured credit card doesn’t. Regardless of your credit rating, you can be sure that your application would be approved.

                How can a secured credit card help raise your credit score?

              No Credit

              • How to Smartly Manage Your Credit Card Charges

                As a card holder, what can you do to stay out of credit card debt? Here are 6 tips on how to handle your account the smart way: 1. Be aware of your credit card’s exact terms. How well do you understand your credit card’s Terms & Conditions? Surprisingly, many cardholders are not even aware […]

              reward credit cards

              • On Choosing the Reward Credit Card for You

                In order to enjoy the best of what your reward credit card has to offer, start with making the right choice. Determining whether a reward credit card is right for you or not would depend on your lifestyle and needs. Making the right decision is all about being aware of your choices. Here are some valuable tips on choosing the reward credit card that’s right for you:

              Scams

              • Avoiding Phishing Scams

                “Phishing” scam is one of the most effective strategies that ID thieves use to commit crimes. In fact, “phishing” scams has been prevalent since the 1990s. Are you aware of how phishing is done?

                Start up Business

                • What are the New Rules of Small Business Financing?

                  If you plan on getting a start up financing or an equipment lease financing, you should know some of the essentials in getting an approval quickly and easily. Here are the new rules of small business financing that every aspiring business entrepreneur should consider: The importance of your credit history. As before, this rule still […]

                  Top 10 List

                  • Top 10 Ways to Avoid ID Theft

                    Being a victim of identity theft and online fraud can cause you bad credit. Many people who have been victimized by identity thieves were not aware until creditors began calling them for past due charges they never made. Scammers and identity thieves use different tactics to obtain your personal information and use it against you.What […]

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