Articles

  • Why Should You Apply for Guaranteed Approval Bad Credit Card?

    May 4, 2016 Read More...

    A guaranteed approval bad credit credit card is a common financial tool for people with poor credit. There are many different types of guaranteed approval credit cards.  Unsecured, secured and catalog are the most common. Unsecured bad credit credit cards – are credit cards that don’t require a security deposit and are issued by sub-prime lenders. […]

Auto Financing

Bad Credit

  • Bad Credit Personal Loans – 100% Guaranteed Approval

    May 8, 2016 Read More...

    This article has been updated.  Back when it was written in 2009 we had several guaranteed approval lenders.  The economy has changed and most of these lenders are gone now.  There are still bad credit lenders on the market though.  I’ve updated this article to talk about who they are and how to get approved. […]

bankruptcy

  • Got Bad Credit- Should You File for Bankruptcy?

    May 4, 2016 Read More...

    Okay, so you’re facing huge debts from different creditors. The question is, should you file for bankruptcy? Is it the solution to your debt problem? In this article, let’s discuss the points that you should first consider before resorting to bankruptcy.

    Build Credit Articles

    Business Credit Cards

    Comparisons

    • Recommended Business Credit Cards

      Here is a list of business credit cards that are recommended for businessmen and women. Along with this list are the best features of each business credit card. Don’t forget to check out the credit card company’s site for a complete list of terms and conditions. List of Business Credit Cards

      Credit Card Debt Consolidation

      • Pointers on Consolidating Credit Card Debt

        People who are dealing with bad credit debt should consider credit card debt consolidation. If you find yourself stuck in credit card debt as a result of poor management or uncontrolled spending, consolidating may be the answer. Here are some pointers on consolidating credit card debt.

        credit cards

        • Five Easy Steps to a Better Credit Score

          Improving your credit score is not really rocket science.  A lot of the expensive credit repair companies only want it to seem complicated!  Creating good credit habits will go a long way in improving your score.  The best way to maintain a good credit score, is to of course pay all your bills on time.  […]

        credit creators

        • Welcome to Credit Creators

          There’s no denying that credit history plays a crucial part in our lives. Banks, credit card companies, financing firms, mortgage lenders,leasing firms, landlords, even employers check on your credit report to weigh your credit worthiness. Poor credit history can lead to rejection of your application and an excellent credit gives you the advantage of getting […]

        Credit Reports

          Debt Consolidation

          • Tips To Get Out of Debt

            There’s no denying that bad debt is one of the most serious dilemma that affects the nation. If you’re one of those people experiencing the same problem, what can you do? How can you get out of debt?

            Equipment Leasing

            • What are the New Rules of Small Business Financing?

              April 19, 2016 Read More...

              If you plan on getting a start up financing or an equipment lease financing, you should know some of the essentials in getting an approval quickly and easily. Here are the new rules of small business financing that every aspiring business entrepreneur should consider: The importance of your credit history. As before, this rule still […]

              Good Credit

              • What are my Credit Rights?

                May 4, 2016 Read More...

                The Fair Credit Reporting Act (FCRA) has listed specific rules on debt collection and if a creditor is guilty of a violation, you can file a complaint to the FTC. Let’s discuss some of these credit rights based on the FCRA:

              Guaranteed Approval

              • How a Secured Credit Card Can Help Improve Your Low Credit Score

                When stuck with bad credit, one way to improve your credit history is to get a secured credit card. While standard credit cards often require good to excellent credit, a secured credit card doesn’t. Regardless of your credit rating, you can be sure that your application would be approved.

                How can a secured credit card help raise your credit score?

              No Credit

              • Business Credit Cards and Personal Liability

                For a new business, the basis for credit card approval usually depends on the business owner’s personal credit history. By carefully reviewing your contract, you can become more aware about the personal liability clause imposed by your bank or business credit card issuer.

              reward credit cards

              • On Choosing the Reward Credit Card for You

                In order to enjoy the best of what your reward credit card has to offer, start with making the right choice. Determining whether a reward credit card is right for you or not would depend on your lifestyle and needs. Making the right decision is all about being aware of your choices. Here are some valuable tips on choosing the reward credit card that’s right for you:

              Scams

              • Avoiding Phishing Scams

                “Phishing” scam is one of the most effective strategies that ID thieves use to commit crimes. In fact, “phishing” scams has been prevalent since the 1990s. Are you aware of how phishing is done?

                Start up Business

                • What are the New Rules of Small Business Financing?

                  April 19, 2016 Read More...

                  If you plan on getting a start up financing or an equipment lease financing, you should know some of the essentials in getting an approval quickly and easily. Here are the new rules of small business financing that every aspiring business entrepreneur should consider: The importance of your credit history. As before, this rule still […]

                  Top 10 List

                  • Top 10 Ways to Avoid ID Theft

                    May 4, 2016 Read More...

                    Being a victim of identity theft and online fraud can cause you bad credit. Many people who have been victimized by identity thieves were not aware until creditors began calling them for past due charges they never made. Scammers and identity thieves use different tactics to obtain your personal information and use it against you.What […]

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