Articles

  • Credit Card Mistakes to Avoid on Holidays

    May 4, 2016 Read More...

    The holiday season can be a threat for credit cardholders.  Many consumers find themselves stuck in debt when the holidays are over.  How can you avoid Christmas debt this year?  Consider the following tips on how you can use your credit card more smartly:

Auto Financing

Bad Credit

  • Bad Credit Personal Loans – 100% Guaranteed Approval

    May 8, 2016 Read More...

    This article has been updated.  Back when it was written in 2009 we had several guaranteed approval lenders.  The economy has changed and most of these lenders are gone now.  There are still bad credit lenders on the market though.  I’ve updated this article to talk about who they are and how to get approved. […]

bankruptcy

  • Got Bad Credit- Should You File for Bankruptcy?

    May 4, 2016 Read More...

    Okay, so you’re facing huge debts from different creditors. The question is, should you file for bankruptcy? Is it the solution to your debt problem? In this article, let’s discuss the points that you should first consider before resorting to bankruptcy.

    Build Credit Articles

    • How to Build Your Personal Emergency Fund

      Do you have a personal emergency fund?  Surprisingly, many consumers do not have an emergency fund to back them up during times of crisis.  And when the recent recession hit, many families were seriously stricken by the unexpected fall of the market. Whether or not you are experiencing difficult situation, you should strive to build […]

    Business Credit Cards

    Comparisons

    • Recommended Business Credit Cards

      Here is a list of business credit cards that are recommended for businessmen and women. Along with this list are the best features of each business credit card. Don’t forget to check out the credit card company’s site for a complete list of terms and conditions. List of Business Credit Cards

      Credit Card Debt Consolidation

      • Pointers on Consolidating Credit Card Debt

        People who are dealing with bad credit debt should consider credit card debt consolidation. If you find yourself stuck in credit card debt as a result of poor management or uncontrolled spending, consolidating may be the answer. Here are some pointers on consolidating credit card debt.

        credit cards

        • Bad Credit? A Secured Credit Card Can Help You

          By: Shelly Evans Sometimes, circumstances can cause a person’s credit history to suffer. In the US, thousands of families had been affected by the recent economic recession in one way or another. Many employees found themselves out of work all of a sudden. Even those who enjoy a high position in the company were not […]

        credit creators

        • Why Should You Consider An Instant Approval Credit Card?

          If you plan to get a credit card any time soon, consider an instant approval card.  Here are 5 great reasons why you should: Apply online There is no need for you to visit a bank or a credit card company’s office to fill out an application form and apply for a credit card.  You […]

        Credit Reports

          Debt Consolidation

          • Tips To Get Out of Debt

            There’s no denying that bad debt is one of the most serious dilemma that affects the nation. If you’re one of those people experiencing the same problem, what can you do? How can you get out of debt?

            Equipment Leasing

            • What are the New Rules of Small Business Financing?

              If you plan on getting a start up financing or an equipment lease financing, you should know some of the essentials in getting an approval quickly and easily. Here are the new rules of small business financing that every aspiring business entrepreneur should consider: The importance of your credit history. As before, this rule still […]

              Good Credit

              • Bad Credit: Avoid High Credit Card Fees

                Those who suffer from low credit scores often have lesser choices when it comes to credit cards since the best credit card deals are usually reserved for customers with good credit. Nevertheless, even if you’re only option is a bad credit credit card, you should not put up with unfair rates and fees. This article talks about tips on finding bad credit credit cards with reasonable costs.

              Guaranteed Approval

              • What are Credit Cards with Instant Approval

                Do you think that credit cards instant approval offers are too good to be true? You might have been used to the traditional process of acquiring a credit card that instant approval would sound suspicious. But is this true? Gone are the days when you have to dress up and drive to your local bank, […]

              No Credit

              • How to Smartly Manage Your Credit Card Charges

                As a card holder, what can you do to stay out of credit card debt? Here are 6 tips on how to handle your account the smart way: 1. Be aware of your credit card’s exact terms. How well do you understand your credit card’s Terms & Conditions? Surprisingly, many cardholders are not even aware […]

              reward credit cards

              • Is A Reward Credit Card Helpful Your Business?

                Today, many credit card issuers offer reward credit cards that are especially designed for business.  These cards offer features and services that can be helpful for business owners. Is a reward credit card helpful for business?  The answer is yes, as long as the card holder knows how to manage the account. 

              Scams

              • Avoiding Phishing Scams

                “Phishing” scam is one of the most effective strategies that ID thieves use to commit crimes. In fact, “phishing” scams has been prevalent since the 1990s. Are you aware of how phishing is done?

                Start up Business

                • What are the New Rules of Small Business Financing?

                  If you plan on getting a start up financing or an equipment lease financing, you should know some of the essentials in getting an approval quickly and easily. Here are the new rules of small business financing that every aspiring business entrepreneur should consider: The importance of your credit history. As before, this rule still […]

                  Top 10 List

                  • Top 10 Ways to Avoid ID Theft

                    Being a victim of identity theft and online fraud can cause you bad credit. Many people who have been victimized by identity thieves were not aware until creditors began calling them for past due charges they never made. Scammers and identity thieves use different tactics to obtain your personal information and use it against you.What […]

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