Articles

  • Repairing Bad Credit: How to Do it Yourself

    May 4, 2016 Read More...

    Are you interested to know how you can improve your credit?  If you have bad credit, are you considering hiring a credit repair service or try to work on it yourself?   Improving your credit isn’t really hard, its just time consuming.  You need good organizational skills and realistic expectations. 

Auto Financing

  • How to Avoid Hurting Your Credit Score

    Getting approved for a car loan is not impossible even if you have bad credit.  Below are seven essential tips on how you can improve your chances of getting your car loan approved despite your poor credit standing.

Bad Credit

  • Tips on Financing Your Car Purchase

    May 4, 2016 Read More...

    This article has been updated.  Back when it was written in 2009 we had several guaranteed approval lenders.  The economy has changed and most of these lenders are gone now.  There are still bad credit lenders on the market though.  I’ve updated this article to talk about who they are and how to get approved. […]

bankruptcy

  • Don’t Let A Job Loss Give You Bad Credit

    May 4, 2016 Read More...

    Okay, so you’re facing huge debts from different creditors.  And don’t have a way to pay.  Even going thru debt consolidation hasn’t helped.   The question is, should you file for bankruptcy? Is it the solution to your debt problem? In this article, let’s discuss the points that you should first consider before resorting to […]

    Build Credit Articles

    • Don’t Let A Job Loss Give You Bad Credit

      May 4, 2016 Read More...

      Being in a bad credit situation shouldn’t be a hopeless case for everyone. There is always a way to repair bad credit especially if you try to do something about it right away. As soon as you recognize signs of bad credit- delays in payment, creditors notifying you about your bills, cash shortages- decide to […]

    Business Credit Cards

    • What You Can Do With Bad Credit

      Here is a list of business credit cards that are recommended for businessmen and women. Along with this list are the best features of each business credit card. Don’t forget to check out the credit card company’s site for a complete list of terms and conditions. List of Business Credit Cards

    Comparisons

    • Starting a Small Business with A Credit Card

      Here is a list of business credit cards that are recommended for businessmen and women. Along with this list are the best features of each business credit card. Don’t forget to check out the credit card company’s site for a complete list of terms and conditions. List of Business Credit Cards

      Credit Card Debt Consolidation

      • Starting a Small Business with A Credit Card

        May 4, 2016 Read More...

        People who are dealing with bad credit debt should consider credit card debt consolidation. If you find yourself drowning in  credit card debt as a result of bad money management, poor health  or uncontrolled spending, consolidating may be the answer. Here are some pointers on consolidating credit card debt. Why Consolidate Your Credit Card Debt? […]

        credit cards

        • Starting a Small Business with A Credit Card

          May 4, 2016 Read More...

          Improving your credit score is not really rocket science.  A lot of the expensive credit repair companies only want it to seem complicated!  Creating good credit habits will go a long way in improving your score.  The best way to maintain a good credit score, is to of course pay all your bills on time.  […]

        credit creators

        • Pay Down Your Credit Card Debt Effectively

          There’s no denying that credit history plays a crucial part in our lives. Banks, credit card companies, financing firms, mortgage lenders,leasing firms, landlords, even employers check on your credit report to weigh your credit worthiness. Poor credit history can lead to rejection of your application and an excellent credit gives you the advantage of getting […]

        Credit Reports

          Debt Consolidation

            Equipment Leasing

            • Getting a Credit Card – What Credit Cards Instant Approval Means

              May 4, 2016 Read More...

              If you plan on getting a start up financing or an equipment lease financing, you should know some of the essentials in getting an approval quickly and easily. Here are the new rules of small business financing that every aspiring business entrepreneur should consider: The importance of your credit history. As before, this rule still […]

              Good Credit

              • Getting a Credit Card – What Credit Cards Instant Approval Means

                May 4, 2016 Read More...

                Good credit isn’t just a requirement when applying for a loan, it is also an important factor that determines whether your prospective employer will hire you or if you’ll get accepted by the owner the rental property you wish you obtain. People often use one’s credit report as a means of verifying an individual’s credibility. […]

              Guaranteed Approval

              • Practical Suggestions for Building Good Credit

                Applying for a credit card can be a challenging task for those without a credit history or with bad credit. However, credit card companies have come up with guaranteed approval credit that are especially designed to help those with bad credit or no credit at all. What are guaranteed approval credit cards? In the past, […]

              No Credit

              • How a Secured Credit Card Can Help Improve Your Low Credit Score

                When stuck with bad credit, one way to improve your credit history is to get a secured credit card. While standard credit cards often require good to excellent credit, a secured credit card doesn’t. Regardless of your credit rating, you can be sure that your application would be approved.

                How can a secured credit card help raise your credit score?

              reward credit cards

              • Business Credit Cards and Personal Liability

                For a new business, the basis for credit card approval usually depends on the business owner’s personal credit history. By carefully reviewing your contract, you can become more aware about the personal liability clause imposed by your bank or business credit card issuer.

              Scams

              • What You Should Look for and Avoid from a Reward Credit Card

                May 4, 2016 Read More...

                If you’re thinking about purchasing goods or services  online, you need to first be aware of the risk of credit card fraud and identity theft. Since e-commerce has been introduced, identity thieves and scammers has been finding new and better ways to steal information from people. One of these strategies is called phishing. Avoiding Phishing Scams […]

                Start up Business

                • What You Should Look for and Avoid from a Reward Credit Card

                  May 4, 2016 Read More...

                  If you plan on getting a start up financing or an equipment lease financing, you should know some of the essentials in getting an approval quickly and easily. Here are the new rules of small business financing that every aspiring business entrepreneur should consider: The importance of your credit history. As before, this rule still […]

                  Top 10 List

                  • What You Should Look for and Avoid from a Reward Credit Card

                    May 4, 2016 Read More...

                    Is there a secret to building good credit? The truth is, everyone has the power of building good credit. Sometimes, people just forget about the important steps of building and maintaining good credit along the way. Here are the top 10 pointers on credit building that we all must remember: 1. Open a Savings Account. […]

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