So you want to get a credit card.  If you’re going to explore the credit card market, you will be confronted with a lot of choices.  Many credit cards offer instant approval which can be really tempting.  But before you fill out that online application and click the submit button, take a step back and be ready to compare your options.  How can you find the right instant approval credit card for you?

Instant Approval Credit Cards and You

Instant approval simply means quicker and more convenient processing.  Upon submitting your application online, you can get a response within just a few minutes.  Once approved, your credit card will be sent to your postal address within 5 to 7 banking days.

However, take note that instant approval is not the same with guaranteed approval.  Your application can get declined if you do not meet the issuer’s criteria, particularly credit requirement.  Some instant approval credit cards only accept customers with good credit.  If your credit score is below average, you will get rejected.

Therefore, it’s strongly advised that your check the credit requirement as well as the complete terms and conditions.  Do not just scan the fine print.  Read and understand every statement to avoid making the wrong choice.

By Allison May

Allison May is a credit consultant and a writer for Credit Creators. The resource provides consumers with valuable advice and information on Guaranteed Approval credit cards, Unsecured credit cards for Bad Credit and other credit-related issues. The main objective here is to help people build good credit. Add Allison on

One thought on “Instant Approval Credit Cards – Compare and Apply”
  1. That’s great! In this time we hardly have time for waiting long process of bank.These Instant Approval Credit Cards are very useful and definitely it will help us to save our time.

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