Instant Approval Credit Cards – Compare and Apply
So you want to get a credit card. If you’re going to explore the credit card market, you will be confronted with a lot of choices. Many credit cards offer instant approval which can be really tempting. But before you fill out that online application and click the submit button, take a step back and be ready to compare your options. How can you find the right instant approval credit card for you?
Instant Approval Credit Cards and You
Instant approval simply means quicker and more convenient processing. Upon submitting your application online, you can get a response within just a few minutes. Once approved, your credit card will be sent to your postal address within 5 to 7 banking days.
However, take note that instant approval is not the same with guaranteed approval. Your application can get declined if you do not meet the issuer’s criteria, particularly credit requirement. Some instant approval credit cards only accept customers with good credit. If your credit score is below average, you will get rejected.
Therefore, it’s strongly advised that your check the credit requirement as well as the complete terms and conditions. Do not just scan the fine print. Read and understand every statement to avoid making the wrong choice.