Category: Top 10 List

How to Write a Credit Repair Dispute Letter »

Are you contented with your credit report? If your score is 700 or above, you may well be but if it is 600 or under, you should worry since you will be paying more when you try to get a loan or purchase something. If you think that your credit score should be higher, you [...]

Top 10 Pointers on Building Good Credit »

Is there a secret to building good credit? The truth is, everyone has the power of building good credit. Sometimes, people just forget about the important steps of building and maintaining good credit along the way. Here are the top 10 pointers on credit building that we all must remember: 1. Open a Savings Account. [...]

Top 10 Ways to Get Out of Bad Credit »

Do you have problems with bad credit? If so, then you’re not alone. Statistics show that an average American family owes $7,000 to $10,000 on their credit cards. In fact, 90% of Americans spend their earnings paying their creditors. Is there a way to solve bad credit problem? Consider these top 10 ways on how [...]

Top 10 Ways to Evade ID Theft »

Being a victim of identity theft and online fraud can cause you bad credit. Many people who have been victimized by identity thieves were not aware until creditors began calling them for past due charges they never made. Scammers and identity thieves use different tactics to obtain your personal information and use it against you. [...]

Top 10 Blunders on Using Credit Cards »

Whether you’re a first time credit card holder and has been using credit cards for a long time, it’s time to make a check on how you’ve been using that plastic. Here are the top 10 most common blunders that credit card holders often commit: 1) Closing the wrong credit card accounts. Thoughtlessly closing your [...]

Top 10 Warning Signs that You Have Bad Credit »

Anyone can be confronted with bad credit. If you don’t believe this, that might already be a problem. For people who are too complacent that they will never be a victim of bad credit, the warning signs may be right in front of them but they choose to ignore it.

Bad credit usually starts from small things which when neglected, can result to a serious debt problem. Know the 10 warning signs of bad credit and take the necessary actions before it’s too late.