Category: No Credit

How to Write a Credit Repair Dispute Letter »

Are you contented with your credit report? If your score is 700 or above, you may well be but if it is 600 or under, you should worry since you will be paying more when you try to get a loan or purchase something. If you think that your credit score should be higher, you [...]

How to Smartly Manage Your Credit Card Charges »

As a card holder, what can you do to stay out of credit card debt? Here are 6 tips on how to handle your account the smart way: 1. Be aware of your credit card’s exact terms. How well do you understand your credit card’s Terms & Conditions? Surprisingly, many cardholders are not even aware [...]

Business Credit Cards and Personal Liability »

For a new business, the basis for credit card approval usually depends on the business owner’s personal credit history. By carefully reviewing your contract, you can become more aware about the personal liability clause imposed by your bank or business credit card issuer.

Building Corporate Credit for Your Business »

If you own a business, then you’ll be interested to learn how to build a corporate credit. What are the steps you need to take to build a corporate credit? Why is it important to establish your company’s credit? Let’s discuss these two questions more closely. What is corporate credit? Corporate credit is used to [...]

Top 10 Pointers on Building Good Credit »

Is there a secret to building good credit? The truth is, everyone has the power of building good credit. Sometimes, people just forget about the important steps of building and maintaining good credit along the way. Here are the top 10 pointers on credit building that we all must remember: 1. Open a Savings Account. [...]

Help for People with No Credit »

People with no credit history find it harder to deal with a society that uses credit history to measure one’s credibility and credit worthiness. Banks, financial institutions, landlords, employers – they all look into an individual’s credit report when considering an application. Yes, even landlords and employers check on your credit history before accepting you [...]

Top 10 Blunders on Using Credit Cards »

Whether you’re a first time credit card holder and has been using credit cards for a long time, it’s time to make a check on how you’ve been using that plastic. Here are the top 10 most common blunders that credit card holders often commit: 1) Closing the wrong credit card accounts. Thoughtlessly closing your [...]