Credit Creators

If you’re a credit card holder, what can you do to avoid late payments?

Did you know that what you read in the fine print may not be everything you need to know about your credit card? This article discusses possible things that may not be disclosed by your credit card company.

If you own a credit card, it is your duty to check the rates and fees that your credit card issuer charges you. In this article, we’ll talk about how you can take advantage of your good credit score to enjoy better rates on your credit cards.

Did your credit card issuer increase your interest rate this month? How can you use your credit score to get better rates? Here are some tips:

A wise shopper always pays attention to details. When looking for a credit card, you should be as meticulous as you are when shopping for clothes or groceries. How can you find the credit card that’s right for you? Consider the following strategies:

How well do you understand the term credit score? Are you aware of how your score is calculate? What factors affect your credit rating? How can you raise your credit score? Let’s answer these questions one at a time.

The Fair Credit Reporting Act (FCRA) has listed specific rules on debt collection and if a creditor is guilty of a violation, you can file a complaint to the FTC. Let’s discuss some of these credit rights based on the FCRA:

Should you obtain a copy of your credit report? The answer of course, is yes. In this article, let’s discuss the importance of checking your personal credit report.

If you’ve just started establishing your credit history, it’s best to keep it free from derogatory marks and maintain good standing. Here are the ten steps in building a high credit score and keeping it on the top: 1. Get a copy of your credit report at least twice a year. Checking your credit report [...]

Good credit isn’t just a requirement when applying for a loan, it is also an important factor that determines whether your prospective employer will hire you or if you’ll get accepted by the owner the rental property you wish you obtain. People often use one’s credit report as a means of verifying an individual’s credibility. [...]