Credit Creators

Your credit report contains all your personal information including details about your debts and finances.  Needless to say, a single error or even the littlest bit of misinformation in your report can cause problems in your dealings with creditors, insurers, employers and landlords. The Fair Credit Reporting Act was created by the government to protect [...]

As a card holder, what can you do to stay out of credit card debt? Here are 6 tips on how to handle your account the smart way: 1. Be aware of your credit card’s exact terms. How well do you understand your credit card’s Terms & Conditions? Surprisingly, many cardholders are not even aware [...]

How well do you understand the term credit score? Are you aware of how your score is calculate? What factors affect your credit rating? How can you raise your credit score? Let’s answer these questions one at a time.

If you’re a parent or a guardian of a college student, you play a big role in helping young people stay out of bad debt. Yes, the dangers of bad credit can be avoided if youngsters are properly educated.

The Fair Credit Reporting Act (FCRA) has listed specific rules on debt collection and if a creditor is guilty of a violation, you can file a complaint to the FTC. Let’s discuss some of these credit rights based on the FCRA:

Should you obtain a copy of your credit report? The answer of course, is yes. In this article, let’s discuss the importance of checking your personal credit report.

The popularity of credit cards for college student is definitely on the rise. Today, many young people prepare for college by applying for a student credit card. Even parents provide their kids with student credit cards to help them with their studies. Should you get one too?

If you’re suffering from a poor credit score, you’re not in a hopeless situation. Here are the positive steps you can do to improve your credit score:

When stuck with bad credit, one way to improve your credit history is to get a secured credit card. While standard credit cards often require good to excellent credit, a secured credit card doesn’t. Regardless of your credit rating, you can be sure that your application would be approved.

How can a secured credit card help raise your credit score?

If you own a business, then you’ll be interested to learn how to build a corporate credit. What are the steps you need to take to build a corporate credit? Why is it important to establish your company’s credit? Let’s discuss these two questions more closely. What is corporate credit? Corporate credit is used to [...]